BeFrugal vs CapitalOne Shopping: Which Cashback Portal Pays More?
Cashback rates from BeFrugal and CapitalOne Shopping, compared across every store both portals cover.
The verdict
BeFrugal — BeFrugal 83.6%, CapitalOne Shopping 11.9%, 4.4% Tied
Who pays more, and how often
| BeFrugal |  CapitalOne Shopping | |
|---|---|---|
| Pays more at | 1319 (83.6%) | 188 (11.9%) |
| Average advantage when ahead | +3.76% | +1.23% |
| Stores with live rates | 3354 | 4819 |
| Only on this portal | 1413 | 2878 |
348 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
16 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where BeFrugal pays more
| Store | BeFrugal | CapitalOne Shopping | Advantage |
|---|---|---|---|
| EaseUS | 35% | 10% | +25% |
| IMobie | 35% | 10% | +25% |
| Kraken | $25 | $2 | +23.00 |
| No Nonsense | 20% | 4% | +16% |
| ExpressVPN | 25% | 10% | +15% |
| illesteva | 15% | 0.5% | +14.5% |
| Men's Wearhouse | 15% | 1% | +14% |
| Bare Necessities | 16% | 3% | +13% |
| MoreLabs | 15% | 2% | +13% |
| Italist | 15% | 3% | +12% |
| Newspapers.com | 16% | 4% | +12% |
| Viski | 15% | 3% | +12% |
| Fenix | 12% | 0.5% | +11.5% |
| Checks In The Mail | 15% | 4% | +11% |
| Run United | 12% | 1% | +11% |
Top stores where CapitalOne Shopping pays more
| Store | BeFrugal | CapitalOne Shopping | Advantage |
|---|---|---|---|
| Visible Wireless | $2 | $8 | +6.00 |
| ettitude | 1.8% | 6% | +4.2% |
| Weight Watchers | $5 | $9 | +4.00 |
| Hickory Farms | 1% | 4% | +3% |
| Mario Badescu | 1% | 4% | +3% |
| Olivela | 2% | 5% | +3% |
| Serta | 3% | 6% | +3% |
| Webroot | 3% | 6% | +3% |
| Wondershare | 3% | 6% | +3% |
| Crocs | 1.2% | 4% | +2.8% |
| Jared | 0.5% | 3% | +2.5% |
| Kay Jewelers | 0.5% | 3% | +2.5% |
| Beautyrest | 1.8% | 4% | +2.2% |
| Event Tickets Center | 1.8% | 4% | +2.2% |
| 100% Pure | 4% | 6% | +2% |
Who wins for which store type
| Category | Stores | BeFrugal | CapitalOne Shopping |
|---|---|---|---|
| Clothing | 236 | 194 | 29 |
| Shoes & Footwear | 130 | 110 | 14 |
| Beauty & Personal Care | 109 | 91 | 15 |
| Women's Clothing | 89 | 74 | 13 |
| Health & Wellness | 68 | 54 | 9 |
| Electronics | 63 | 52 | 7 |
| Beauty | 59 | 40 | 14 |
| Sportswear | 53 | 38 | 10 |
| Home Decor | 48 | 44 | 4 |
| Sporting Goods | 48 | 41 | 4 |
| Vitamins & Supplements | 39 | 29 | 7 |
| Jewelry | 38 | 30 | 7 |
| Pet Supplies | 31 | 26 | 5 |
| Home & Garden | 30 | 25 | 3 |
| Eyewear | 23 | 23 | 0 |
| Furniture | 23 | 19 | 2 |
| Toys & Games | 20 | 19 | 0 |
| Home Improvement | 17 | 15 | 1 |
| Office Supplies | 15 | 13 | 2 |
Side by side
| BeFrugal | CapitalOne Shopping | |
|---|---|---|
| Sign-up bonus | $10 | Not published |
| Payment methods | PayPal, Direct deposit, Gift card, Zelle | Not published |
Payout terms as published by each portal. Check the portal's own terms before relying on them.
BeFrugal vs CapitalOne Shopping cashback frequently asked questions
Across the 1,577 stores both portals cover with directly comparable rates, BeFrugal currently pays more at 83.6% of them and CapitalOne Shopping at 11.9%. Which is better for you depends on where you shop - the store tables above break it down.
BeFrugal pays more at 83.6% of shared stores, by 3.76 percentage points on average when it does. CapitalOne Shopping pays more at 11.9%, by 1.23 points. Winning more often and winning by more are not the same thing.
BeFrugal has live rates at 3,354 stores and CapitalOne Shopping at 4,819. But 1,413 are only on BeFrugal and 2,878 only on CapitalOne Shopping, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 1,941 stores both portals cover, 348 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 16 because one pays a flat amount against a percentage. That leaves 1,577 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
Rates were last verified October 6, 2026, and this page recomputes when they change.
Methodology
Based on 1577 overlapping stores where both portals quote directly comparable rates. Rates verified October 6, 2026.