# Brick & Mortar Cashback — Compare Rates Across 1 Cashback Portals

> GotCashback.com tracks Brick & Mortar cashback rates across 1 cashback portals, updated 2026-10-06T19:25:17Z. Current best rate: **5%** via **Citibank Credit Cards**. This page is the agent-readable version of https://www.gotcashback.com/Stores/Brick-Mortar/.

- Canonical HTML page: https://www.gotcashback.com/Stores/Brick-Mortar/
- Data freshness: rates last checked 2026-10-06T19:25:17Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Compare Brick & Mortar cashback across 1 portal: Citibank Credit Cards 5%. Updated 6 Oct 2026.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | 5% Back |
| Portal | [Citibank Credit Cards](https://www.gotcashback.com/Portals/citibank-credit-cards/) |
| Rate type | flat |
| Cashback link | https://www.gotcashback.com/Click/citibank-credit-cards/Brick-Mortar/in-store/ |
| Offer ends | 10/07/2026 |
| Conditions | Visit Citi.com, link the offer to your credit card, and then head to the store. |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [Citibank Credit Cards](https://www.gotcashback.com/Portals/citibank-credit-cards/) | 5% Back | 10/07/2026 | Visit Citi.com, link the offer to your credit card, and then head to the store. | https://www.gotcashback.com/Click/citibank-credit-cards/Brick-Mortar/in-store/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.com/Stores/Brick-Mortar/History/Json/year/
- Last 30 days: https://www.gotcashback.com/Stores/Brick-Mortar/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to Brick & Mortar from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## Ask AI or Telegram

- AI assistants can query live cashback rates for this store via the [GotCashback MCP Server](https://mcp.gotcashback.com) — setup guide: https://www.gotcashback.com/mcp-server/
- [Ask the Telegram bot](https://t.me/GotCashbackBot?start=s_6930388_cb): opens @GotCashbackBot with this store's cashback rates.

GotCashback.com compares cashback rates across 113 cashback portals in 42 countries worldwide, including 40 portals and 32120 stores in the United States. Founded in 2020; operated by MNP Enterprises, LLC.

## FAQ

**What is Brick & Mortar cashback?**
Brick & Mortar cashback is a reward earned when you shop at a physical retail store through a cashback portal’s in-store offer, linked card promotion, receipt submission program, or other qualifying method. After meeting the offer terms, you receive a percentage or fixed amount back.

**How does Brick & Mortar cashback work?**
To earn Brick & Mortar cashback, find an eligible in-store offer on a cashback portal, review the terms, activate the offer if required, and make a qualifying purchase at the participating physical store. Depending on the offer, you may need to link a payment card, submit a receipt, or provide proof of purchase.

**How can I find the best Brick & Mortar cashback offers?**
Compare in-store deals across cashback portals, check the retailer’s offer terms, look for limited-time bonuses, and review the cashback rate before shopping. Cashback comparison websites can help you identify potentially higher-value Brick & Mortar cashback opportunities.

**Do I need to sign up for a cashback portal to earn Brick & Mortar cashback?**
Usually, yes. Most cashback portals require you to create a free account so they can track eligible purchases, connect payment information when applicable, process receipt submissions, and credit your rewards.

**Can I earn Brick & Mortar cashback by paying with any card?**
It depends on the offer. Some programs support any eligible debit or credit card, while others require a card to be linked in advance or restrict payment methods. Always check the specific Brick & Mortar cashback terms before completing your purchase.

**Do I have to activate a Brick & Mortar cashback offer before shopping?**
Many offers require activation before you make a purchase, especially card-linked and app-based promotions. Some receipt-based programs may allow you to upload proof afterward. Activating the offer in advance is the safest way to help ensure eligibility.

**Can I earn Brick & Mortar cashback without using a special coupon?**
Often, yes. Some Brick & Mortar cashback offers are based on completing a qualifying purchase rather than using a coupon. However, certain promotions may require a portal coupon, promo code, loyalty account, or specific product purchase.

**Can Brick & Mortar cashback be combined with store sales and coupons?**
In many cases, cashback can be combined with a retailer’s sale or coupon, but exclusions may apply. Review the portal’s terms to determine whether manufacturer coupons, store coupons, clearance items, loyalty discounts, or other promotions qualify.

**Can I combine Brick & Mortar cashback with credit card rewards?**
You may be able to earn both cashback portal rewards and credit card points or cash back when the payment method qualifies. Check the terms of the portal, retailer, and card issuer because some transactions or payment methods may be excluded.

**How do I submit a receipt for Brick & Mortar cashback?**
If the offer uses receipt verification, follow the cashback portal’s instructions to upload a clear photo or digital copy of your receipt. Make sure the store name, purchase date, eligible products, prices, and transaction details are visible, and submit it before the stated deadline.

**What information must appear on a receipt for Brick & Mortar cashback?**
A valid receipt typically needs to show the retailer, purchase date, qualifying products or services, prices, and transaction total. Some programs may also require a transaction number, store location, or payment confirmation.

**How long does Brick & Mortar cashback take to appear in my account?**
Processing times vary by portal and offer type. Card-linked purchases may appear after the transaction is matched, while receipt-based claims may take several days or weeks to review. The offer terms should state the expected tracking and approval timeline.

**Why is my Brick & Mortar cashback pending?**
Cashback may remain pending while the portal verifies the transaction, confirms that the purchase was not returned, checks receipt details, or waits for the retailer’s reporting period to end. Pending rewards usually become payable after the verification period.

**What should I do if my Brick & Mortar cashback is missing?**
First, confirm that the offer was activated, the purchase met all requirements, and the receipt or payment information was submitted correctly. If the reward is still missing after the stated tracking period, contact the cashback portal’s support team with your account details and proof of purchase.

**Can I earn Brick & Mortar cashback on online orders picked up in a store?**
Eligibility varies. Some offers cover only purchases made and paid for inside a physical store, while others include online orders collected at a store. Read the offer terms carefully because pickup, delivery, and marketplace orders may be treated differently.

**Are all products eligible for Brick & Mortar cashback?**
No. Offers may exclude gift cards, taxes, shipping fees, alcohol, tobacco, prescriptions, regulated products, services, clearance merchandise, or purchases made with certain discounts. Eligible products and exclusions are listed in the offer’s terms.

**Can I earn Brick & Mortar cashback on gift cards?**
Gift cards are frequently excluded from cashback calculations, although some promotions may specifically include them. Check the individual offer terms before purchasing a gift card if you want to earn Brick & Mortar cashback.

**Is Brick & Mortar cashback available at local and independent stores?**
Some cashback portals feature local businesses and independent retailers, while others focus primarily on national chains. Search by location or store category, and confirm that the specific business and branch participate in the offer.

**When can I withdraw my Brick & Mortar cashback earnings?**
You can usually withdraw rewards after they become confirmed and your account reaches the portal’s minimum payout threshold. Available payment methods may include bank transfer, PayPal, gift cards, or other options, depending on the portal.

**Is Brick & Mortar cashback free to use?**
Most cashback portals allow users to join and browse offers for free. However, individual promotions may have eligibility requirements, purchase limits, or account conditions. Review the portal’s terms and privacy policy before linking a payment card or submitting personal information.

## Related

- All stores index (HTML): https://www.gotcashback.com/Stores/
- Site index for agents: https://www.gotcashback.com/llms.txt

---
*Machine-readable metadata*

```json
{
  "type": "CashbackStoreOffer",
  "store": "Brick \u0026 Mortar",
  "canonical": "https://www.gotcashback.com/Stores/Brick-Mortar/",
  "lastUpdated": "2026-10-06T19:25:17Z",
  "bestRate": {
    "advertised": "5% Back",
    "effectivePercent": 5,
    "tiered": false,
    "portal": "Citibank Credit Cards",
    "portalUrl": "https://www.gotcashback.com/Portals/citibank-credit-cards/",
    "clickUrl": "https://www.gotcashback.com/Click/citibank-credit-cards/Brick-Mortar/in-store/"
  },
  "portalCount": 1,
  "portals": [
    {
      "name": "Citibank Credit Cards",
      "rate": "5% Back",
      "effectivePercent": 5,
      "tiered": false,
      "locationType": "In-Store",
      "offerType": "Payment Method Offers",
      "endDate": "2026-10-07",
      "conditions": "Visit Citi.com, link the offer to your credit card, and then head to the store.",
      "url": "https://www.gotcashback.com/Click/citibank-credit-cards/Brick-Mortar/in-store/"
    }
  ]
}
```