Citi Strata Premier® Card cashback is currently offered by one portal: Rakuten ($150 back). GotCashback.com tracks Citi Strata Premier® Card across 1 cash back portal.
Rates last checked 6 Oct 2026, 1:16 PM CT
Citi Strata Premier® Card cashback frequently asked questions
Yes, you may earn cashback through a third-party cashback portal when you click through the portal before making an eligible purchase with your Citi Strata Premier® Card. The portal cashback is separate from the card’s Citi ThankYou® Points rewards.
The Citi Strata Premier® Card primarily earns ThankYou® Points rather than traditional cashback. You may still earn cashback from an eligible shopping portal and card rewards on the same purchase, subject to the terms of both programs.
Sign in to a participating cashback portal, search for the retailer, activate the available offer, click through to the retailer, and pay with your Citi Strata Premier® Card. Complete the purchase during the same tracked shopping session.
Cashback opportunities may be available through portals such as SimplyBestCoupons.com and other shopping-reward websites. Rates, retailers, exclusions, and availability vary, so review the portal’s current offer details before purchasing.
In many cases, you can earn portal cashback and Citi ThankYou® Points on the same eligible transaction. The purchase must qualify under the cashback portal’s terms and the card’s rewards rules, and some merchant categories or transactions may be excluded.
Usually, you do not need to register the card itself. You generally need to create an account with the cashback portal, activate the retailer offer, and use the Citi Strata Premier® Card at checkout.
The amount depends on the retailer, promotional rate, purchase amount, and applicable exclusions. Portal rates can change frequently, so check the offer page immediately before clicking through.
Most portal cashback offers track online purchases, while some may support linked-card, in-store, or receipt-upload rewards. Read the specific offer terms to confirm whether an in-store transaction qualifies.
Eligible purchases may appear as pending in a portal account within minutes or several days. Tracking times vary by retailer and portal, and final confirmation may take longer because returns, cancellations, and other adjustments must be reviewed.
Common causes include using an unapproved coupon code, disabling cookies or tracking, switching devices, using an ad blocker, starting from another website, or purchasing excluded products. Keep your order confirmation and contact the portal within its stated claim period if the purchase remains missing.
Only use coupon codes listed or approved by the cashback portal unless the offer terms say otherwise. Unapproved codes, browser extensions, gift cards, and promotional discounts may prevent cashback from tracking.
A virtual card number may work if the retailer accepts it and the transaction meets the portal’s requirements. Tracking is based primarily on the portal click and eligible purchase, but the retailer or portal may impose additional restrictions.
Yes. Returned, canceled, refunded, or partially refunded orders generally do not qualify for portal cashback, or the cashback may be reversed. Cashback is normally calculated on the eligible net purchase amount after exclusions.
Usually, cashback is calculated on the eligible merchandise subtotal and excludes taxes, shipping, duties, service fees, gift cards, and other non-qualifying charges. Check the retailer’s portal terms for the exact calculation.
Portal cashback and Citi card rewards are calculated separately. A purchase may earn portal cashback while also receiving the applicable Citi ThankYou® Points rate, but the merchant’s transaction coding and the card’s current rewards terms determine the points earned.
Gift cards are frequently excluded from cashback portal offers, even when the retailer sells them online. Review the offer’s exclusions before purchasing because gift card transactions may also receive different card rewards treatment.
Many rewards tied to purchases are generally treated as purchase discounts rather than taxable income, but tax treatment can depend on the reward structure and your circumstances. Consult a qualified tax professional for advice about your specific situation.
Portal cashback is redeemed through the cashback website, not through Citi. Once the balance becomes payable, the portal may offer options such as a bank transfer, PayPal, statement-like credit, gift card, or another method, depending on its rules.
Mobile purchases may qualify if you use the portal’s mobile app, supported browser, or tracking link as instructed. Avoid switching apps or using an unsupported mobile browser, and confirm that the retailer accepts mobile tracking.
Compare portal rates, activate the highest eligible offer, use only approved coupons, pay with the Citi Strata Premier® Card, and save order records. Also review the card’s current ThankYou® Points categories and portal exclusions before completing the purchase.
No. Cashback rates, bonus promotions, retailer participation, tracking rules, and payout policies can change without notice. The rate and terms displayed when you activate the offer generally control, so save a screenshot or confirmation when appropriate.
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