Factor cashback is highest right now at USAA MemberShop ($30 back), ahead of Rakuten ($15 back) and ShopBack (up to $15 back). GotCashback.com tracks Factor across 15 cash back portals, airline shopping portals and credit card malls — including Alaska Mileage Plan, American AAdvantage and Southwest Rapid Rewards.
Stack a discounted Factor gift card with Factor cashback Buy the gift card at a discount, then click through a cashback portal and pay with it at checkout to save twice on the same Factor order.
Rates last checked 6 Oct 2026, 9:33 AM CT
| Portal | Cashback | ||
|---|---|---|---|
 Rakuten | $15 back | ||
 TopCashback.com | $10.10 back | ||
 BeFrugal | $5 back | ||
 GoCashBack | $4 back | ||
 ShopBack | Up to $15 back | ||
 Microsoft Cashback | Up to $8(≈ up to $8 back) | ||
 USAA MemberShop | $30(≈ $30 back) |
We have been keeping track of Factor cashback rate history. Take a look at the chart!
Factor airline miles and credit card points
These shopping portal offers pay airline miles or credit card points instead of cash; the estimated value uses each program's default point value.
| Portal | Rate | Estimated value | ||
|---|---|---|---|---|
 Barclaycard RewardsBoost | 3000 points | $3,000 back | ||
 Chase Ultimate Rewards | 2400 pts | $2,400 back | ||
 Alaska Mileage Plan | 2200 points | $2,200 back | ||
 American AAdvantage | 2200 miles | $2,200 back | ||
 Southwest Rapid Rewards | 2100 pts | $2,100 back | ||
 Delta SkyMiles Shopping | 1800 miles | $1,800 back | ||
 United Airlines MileagePlus Shopping | 1600 miles | $1,600 back | ||
 Rove Miles | 1307 miles | $1,307 back |
Factor cashback frequently asked questions
Factor cashback is a reward scheme where users can earn money back on their online purchases. Cashback portals like SimplyBestCoupons.com offer users a percentage of their purchase amount back as cashback.
To earn Factor cashback through cashback portals, users need to first create an account on the cashback portal. Then, they have to visit the desired online retailer through the portal and make a purchase. The cashback amount is then credited to their account.
Factor cashback is different from discounts and coupons. While discounts and coupons reduce the purchase price upfront, cashback provides a percentage of the purchase amount back to the user after the transaction is completed.
Most cashback portals do not charge any fees for earning cashback. Users can earn cashback on their purchases without any additional costs. However, it's important to check the terms and conditions of the cashback portal for any specific fee information.
The time taken to receive Factor cashback after a purchase varies among cashback portals. Some portals offer instant cashback, while others may take a few days or weeks to credit the cashback amount to the user's account.
Users can earn Factor cashback on most of their online purchases made through cashback portals. However, some exclusions may apply, such as certain product categories or retailers that do not offer cashback.
If a user's Factor cashback is not tracked or credited after a purchase, they can usually file a cashback claim with the customer support of the cashback portal. Providing the necessary details about the transaction can help resolve the issue.
In most cases, Factor cashback earned through cashback portals is considered a rebate rather than taxable income. It is recommended to consult with a tax professional to understand any tax implications related to cashback earnings.
In many cases, users can combine Factor cashback with other discounts or promotions offered by the online retailer. This allows users to maximize their savings by stacking discounts along with earning cashback.
To maximize Factor cashback earnings, users can keep an eye out for special promotions, bonus cashback offers, and increased cashback rates on specific retailers. Additionally, using cashback credit cards can boost overall cashback earnings.
Factor cashback rewards earned through cashback portals usually come with few restrictions. Users can typically redeem their cashback rewards as cash, gift cards, or through other redemption options specified by the cashback portal.
Most cashback portals have a minimum threshold that users need to reach before they can redeem their Factor cashback. This threshold varies among portals and can typically be cashed out via PayPal, bank transfer, or other payment methods.
Yes, users can earn Factor cashback on their mobile purchases made through cashback portals. Many cashback portals offer mobile apps or mobile-friendly websites for users to shop and earn cashback on the go.
Cashback portals like SimplyBestCoupons.com employ encryption and other security measures to protect users' Factor cashback earnings and personal information. Users should ensure they are using secure connections and avoid sharing sensitive details.
Most cashback portals do not impose limits on how much Factor cashback users can earn. Users can continue to earn cashback on their purchases as long as they adhere to the terms and conditions of the cashback portal.
Users can earn Factor cashback on international purchases through participating cashback portals. However, it's essential to check the cashback rates and terms for international purchases as they may vary from domestic purchases.
Yes, Factor cashback rates can vary depending on the retailer and product category. Different retailers offer different cashback rates, and some may even provide special promotions with increased cashback rates for a limited time.
Users can stay updated on the latest Factor cashback deals and offers by subscribing to the newsletters of cashback portals, following them on social media, or regularly visiting the portal's website for new promotions and deals.
If users face any issues with their Factor cashback earnings, such as missing cashback or incorrect amounts, they should promptly contact the customer support of the cashback portal. Providing relevant details can help in resolving such issues efficiently.
Factor cashback is typically earned on purchases made using eligible payment methods specified by the cashback portal. In some cases, purchases made with gift cards or store credits may not be eligible for earning cashback.
Ask AI about Factor
Get live cashback rates and gift card discounts for Factor from your AI assistant or on Telegram.
In Claude or any MCP-enabled AI
Connect your AI to the free GotCashback MCP Server, then just ask:
What's the best cashback rate for Factor right now?On Telegram
Chat with our bot to check rates, find gift cards, and set alerts for Factor:
Open in TelegramAbout the Telegram botFactor cashback in other countries
| Country | Top Rate | Portal |
|---|---|---|
 Factor geld terug over Netherlands | € 6 terug |  |
 Factor | $13.77 back | |