# Settlemate Cashback — Compare Rates Across 1 Cashback Portals

> GotCashback.com tracks Settlemate cashback rates across 1 cashback portals, updated 2026-10-06T18:58:28Z. Current best rate: **12%** via **SimplyBestCoupons.com**. This page is the agent-readable version of https://www.gotcashback.com/Stores/Settlemate/.

- Canonical HTML page: https://www.gotcashback.com/Stores/Settlemate/
- Store website: https://settlemate.io
- Data freshness: rates last checked 2026-10-06T18:58:28Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Compare Settlemate cashback across 1 portal: SimplyBestCoupons.com 12%. Updated 6 Oct 2026.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | 12% |
| Portal | [SimplyBestCoupons.com](https://www.gotcashback.com/Portals/SimplyBestCoupons/) |
| Rate type | flat |
| Cashback link | https://www.gotcashback.com/Click/SimplyBestCoupons/Settlemate/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [SimplyBestCoupons.com](https://www.gotcashback.com/Portals/SimplyBestCoupons/) | 12% | — | — | https://www.gotcashback.com/Click/SimplyBestCoupons/Settlemate/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.com/Stores/Settlemate/History/Json/year/
- Last 30 days: https://www.gotcashback.com/Stores/Settlemate/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to Settlemate from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## Ask AI or Telegram

- AI assistants can query live cashback rates for this store via the [GotCashback MCP Server](https://mcp.gotcashback.com) — setup guide: https://www.gotcashback.com/mcp-server/
- [Ask the Telegram bot](https://t.me/GotCashbackBot?start=s_6748070_cb): opens @GotCashbackBot with this store's cashback rates.

GotCashback.com compares cashback rates across 113 cashback portals in 42 countries worldwide, including 40 portals and 32110 stores in the United States. Founded in 2020; operated by MNP Enterprises, LLC.

## FAQ

**What is Settlemate cashback?**
Settlemate cashback is a reward you may earn when you access Settlemate through an eligible cashback portal, complete a qualifying purchase or action, and meet the applicable offer terms. The cashback amount and eligibility depend on the current portal offer.

**How can I earn Settlemate cashback?**
To earn Settlemate cashback, sign in to a participating cashback portal, search for Settlemate, activate the available offer, click through to Settlemate, and complete your purchase or qualifying action in the same session. Follow all offer terms to ensure the transaction tracks correctly.

**Which cashback portals offer Settlemate cashback?**
Settlemate cashback may be available through participating cashback websites, such as SimplyBestCoupons.com, when an active offer is listed. Availability, rates, and terms can change, so check the portal before starting your transaction.

**How much Settlemate cashback can I earn?**
The amount of Settlemate cashback varies by portal, promotion, product, customer eligibility, and transaction type. Review the current cashback rate and exclusions on the portal’s Settlemate offer page before clicking through.

**How do I activate a Settlemate cashback offer?**
Log in to your cashback portal account, open the Settlemate offer, and select the button that activates or starts the offer. Continue to Settlemate through the tracked link and complete the qualifying transaction without using an unapproved route.

**Do I need a cashback portal account to earn Settlemate cashback?**
Usually, yes. A registered account is generally required so the portal can track your transaction, credit your Settlemate cashback, and provide a balance or payment history.

**How long does Settlemate cashback take to track?**
Settlemate cashback may appear as pending within a few hours or several days, depending on the merchant and cashback portal. Tracking times are not guaranteed, so retain your order confirmation and transaction details until the cashback is credited.

**Why is my Settlemate cashback still pending?**
Cashback can remain pending while the portal waits for Settlemate to confirm the transaction, returns period, payment status, or other qualifying conditions. Pending cashback may be reversed if the order is canceled, refunded, returned, or otherwise fails the offer terms.

**When will my Settlemate cashback become payable?**
Settlemate cashback typically becomes payable after the transaction is confirmed and any applicable validation or returns period ends. The exact timeframe depends on the cashback portal and the terms shown when you activated the offer.

**What should I do if my Settlemate cashback does not track?**
First, check that you used the portal’s tracked link, completed an eligible transaction, and met all exclusions. If the cashback is missing after the portal’s stated tracking period, submit a missing-cashback claim with your order confirmation, purchase date, amount, and transaction details.

**Can I claim missing Settlemate cashback?**
Many cashback portals allow missing-cashback claims for eligible Settlemate transactions. Submit the claim within the portal’s deadline and include accurate documentation, such as the order confirmation and the email address used for the purchase.

**Can I use a coupon code and still earn Settlemate cashback?**
You may be able to use a coupon code and earn Settlemate cashback, but only if the code is listed or approved by the cashback portal. Unlisted codes, third-party coupons, or certain promotions may reduce or cancel the cashback.

**Can I combine Settlemate cashback with other discounts?**
Combining Settlemate cashback with discounts depends on the offer terms. Before purchasing, check whether sales, promo codes, loyalty rewards, gift cards, referral incentives, or other discounts are excluded from the cashback calculation.

**What purchases qualify for Settlemate cashback?**
Qualifying purchases are defined by the active Settlemate cashback offer. Certain products, subscriptions, fees, taxes, shipping charges, gift cards, business orders, or previously started transactions may be excluded, so review the terms carefully.

**Can I earn Settlemate cashback on mobile purchases?**
Mobile purchases may qualify for Settlemate cashback if the cashback portal supports mobile tracking and the offer allows mobile transactions. Use the portal’s app or mobile website as directed and avoid switching devices or browsers during checkout.

**Can I earn Settlemate cashback on an existing Settlemate account?**
Existing-account eligibility depends on the offer terms. Some Settlemate cashback promotions are available to existing customers, while others may be limited to new customers, first purchases, or specific account types.

**Why was my Settlemate cashback declined?**
Settlemate cashback may be declined if the order was returned, canceled, refunded, unpaid, or placed outside the tracked link. Other reasons can include using an excluded coupon, buying an excluded product, violating the offer terms, or failing merchant validation.

**How do cashback portals calculate Settlemate cashback?**
Cashback portals generally calculate Settlemate cashback using the eligible purchase subtotal or another amount specified in the offer terms. Taxes, shipping, fees, discounts, gift cards, and excluded items may not count toward the cashback calculation.

**How do I receive my Settlemate cashback payment?**
After your Settlemate cashback becomes payable, request payment through the options supported by your cashback portal, such as bank transfer, PayPal, or another available method. Minimum payout thresholds and verification requirements may apply.

**Can Settlemate cashback expire?**
Settlemate cashback can be subject to expiration rules set by the cashback portal. Review the portal’s account and rewards policies, and keep your account active so you do not lose eligible rewards.

**What are the best tips for maximizing Settlemate cashback?**
Compare active Settlemate cashback rates across reputable portals, activate the offer immediately before shopping, use only approved coupons, disable conflicting browser extensions, avoid ad blockers that may affect tracking, and save your receipts until the cashback becomes payable.

## Related

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- Site index for agents: https://www.gotcashback.com/llms.txt
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---
*Machine-readable metadata*

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  "canonical": "https://www.gotcashback.com/Stores/Settlemate/",
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    "effectivePercent": 12,
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    "portalUrl": "https://www.gotcashback.com/Portals/SimplyBestCoupons/",
    "clickUrl": "https://www.gotcashback.com/Click/SimplyBestCoupons/Settlemate/"
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}
```